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We've Been Providing Texans With Their Insurance Needs Since 1989

Get a quote for your insurance needs today with Baxter Insurance Agency, Inc. Our independent insurance agency offers personalized coverage and competitive rates to meet your unique needs.

Customer service is the cornerstone of our agency. Our agents are experienced in tailoring comprehensive insurance plans.

Service Area

Our main service area is Harris, Montgomery, Waller, and Fort Bend Counties. However, we’re not limited to these counties and we write business throughout the State of Texas.

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Insurance Articles

Houston drivers pay some of the highest car insurance rates in Texas. The average cost hovers around $187 per month. Living in the fourth-largest

Insurance in Houston: Essential Guide to Local Coverage & Savings

You’ll need to verify five critical factors: carrier specialty tenure in off-road underwriting (target 8+ years), terrain-specific coverage for trails and backcountry incidents, financial

How to Choose Off-Road Vehicle Insurance Providers

Comparing boat insurance policies before purchasing is essential because Houston carriers differ markedly in coverage limits, exclusions, and premium structures—variations that determine whether you’re

Why Compare Boat Insurance Policies Before Buying?

When choosing motorcycle or ATV insurance agents, you’ll want to verify they hold specialty certifications in powersports rather than general auto coverage, since recreational

3 Tips for Choosing Motorcycle ATV Insurance Agents

To secure the best RV insurance rates in Houston, you’ll want to compare quotes from at least three providers, as rates can vary markedly

7 Tips to Find the Best RV Insurance Rates

You’ll find competitive jet ski insurance through national carriers like Progressive, Geico, and Markel, or through Houston-based providers who specialize in Texas waterway regulations

Top Jet Ski Insurance Providers Near You

Houston RV owners can secure liability coverage through Progressive, which offers all-encompassing and collision options with deductibles from $250 to $2,500, or Good Sam‘s

5 Best RV Liability Insurance Providers Nearby

Local ATV insurance providers offer personalized service tailored to Houston’s unique riding conditions, from Sam Houston National Forest trails to Gulf Coast terrain. You’ll

Why Choose Local ATV Insurance Providers?

Your boat insurance quote hinges on seven actuarial variables: vessel type and age (boats over 15 years face 30% higher premiums), your usage pattern

What Affects Your Boat Insurance Quote?

Our Carriers

Germania Insurance
American Hallmark Insurance
Foremost Insurance
Progressive Insurance
Homeowners Of America
American Modern Insurance
Safeco Insurance
American Risk Insurance
National Flood Insurance
Texas Fair Plan
State Auto Insurance
Chubb Personal Insurance
Travelers Insurance
National General Insurance
AIG
UPC Insurance
JC Taylor Insurance
TAPCO

I am a long time client of your firm, and today reinforced why you were recommended you all those years ago…

My husband was in a car accident on Friday. He took today off from work because no one from Germania seemed to be available on the weekend.

Today, he was told that his car was totaled, but not provided more information. I sent a message to Kelley, asking for our policy.

It was literally 6 minutes later that I received a response!

Then when I called to ask questions about what the policy meant, she answered them all and I could see the smile on her face through the phone.

As a manager, I don’t always hear from happy customers – it is mostly complaints. So, I wanted to send a positive note for your day…

Kelley has been our contact for years and I hope that she will be for many more – you have a wonderfully responsive and positive employee that made having an accident seem like it may be a “win”, I still don’t know how she did that…

So thank you for providing guidance and leadership to the team – and now you know that it is paying off.

I may be able to shop around for rates, but why would I do that when I can have Kelley to work through all of the muck and make my life so much easier.

Have a wonderful day!

JEAN PIERCE

Assistant Instructional Professor, College of Technology